Travel & Medical Insurance for Workers / Students to & out of New Zealand
We provide travel and medical insurance for inbound, outbound and seasonal workers / students
Whether you're a Kiwi moving abroad or wanting to work in New Zealand, our cover is designed to provide protection for the unforeseen.
We also provide cover specifically for seasonal workers travelling to New Zealand to work in the horticulture and viticulture industries, as well as other industries, who are required to have comprehensive medical and travel insurance during their period of stay in New Zealand.
Insurance Products For
Inbound Workers & Students
The Workersafe Inbound policy provides travel insurance cover to New Zealand inbound workers and their families.
Students can also be covered under this policy.
Seasonal Workers
We offer cover to seasonal workers during their stay in New Zealand to meet visa requirements.
New Zealanders Working Abroad
Travel Insurance for New Zealand citizens, New Zealand residents or New Zealand work visa holders working outside New Zealand.
Pre-Existing Medical Conditions can be covered under this policy.
Benefits Includes:
SECTION 1: CANCELLATION / TRAVEL DISRUPTION BENEFITS
1a.* Loss of Deposits
Unlimited
1b. Cancellation of Journey Paid in Full
Unlimited
1c. Curtailment
Unlimited
1d. Missed Connection
$15,000
1e. Travel Delay
$15,000
1f. Frequent Flyer Points
$5,000
1g. Resumption of Travel
$10,000
1h. Strikes and Hijacks
$10,000
1i. Evacuation – Civil Unrest Pacific Islands
$1,500
1j. Additional Expenses as a Result of an Act of Terrorism
$3,000
SECTION 2: MEDICAL BENEFITS
2a.* Overseas Medical Expenses
Unlimited
2b. Terrorism – Overseas Medical Expenses
$250,000
2c. Emergency Dental Expenses
• Emergency Dental Treatment – Pain Relief Only
$1,000
• Emergency Dental Treatment – as a Result of an Injury
$3,000
2d.* Incidental Hospital Expenses
$4,000
2e. Accompanying Person
$15,000
2f. Search and Rescue – Natural Disaster
$15,000
SECTION 3: LIFE BENEFITS
3a. Funeral Expenses
$25,000
3b. Accidental Death or Permanent Disablement
$50,000
3c. Accidental Death or Permanent Disablement as a Result of an Act of Terrorism
$25,000
SECTION 4: BAGGAGE, PERSONAL EFFECTS AND MONEY BENEFITS
4a. Personal Baggage – Total limit (including any items insured in Section 4c)
$30,000
Personal Baggage Item Limit
$1,500
Personal Baggage - Special Limit (electronic equipment, video and camera equipment)
$2,500
4b.* Emergency Baggage limit
$1,500
4c. Specified High Value Items
Maximum Value Per item
$10,000
Maximum Total Value
$20,000
4d. Travel Documents
$3,000
4e. Personal Money
$500
4f. Additional Expenses as a Result of an Act of Terrorism
$3,000
SECTION 5: PERSONAL LIABILITY BENEFITS
5a. Rental Vehicle Excess
$6,000
5b. Personal Liability
$2,500,000
5c. Defence Costs – Including Wrongful Arrest
$10,000
