“It’s going to be a bad day. The question is: How bad of a day is it going to be?” says John Farley, vice president and cyber risk practice leader at Hub International. In the immediate aftermath of a cybersecurity event, risk managers must make myriad decisions. “If the wrong decisions are made, a bad day can become a catastrophic day,” Farley says. Farley gets calls from corporate risk managers every week asking for help in making those business-critical decisions to mitiga

If your business interruption (BI) insurance policy doesn’t include cyber non-damage cover, 2018 is the year to seriously reconsider. For the sixth year in a row, BI took the top spot in Allianz’ Risk Barometer 2018 report, with respondents citing the advent of new loss triggers and the heightened impact of cyber incidents as the year’s biggest threats. If there’s one vital inclusion of your BI insurance, it’s cyber. For the first time in the history of the Risk Barometer,

GUIDE TO BUSINESS INSURANCE Whether you have stumbled into the land of being self-employed (forced into it through work circumstances such as Contracting), or you have made the bold decision to take control of your work life, running your own business is a scary and exciting time in your life. It comes with responsibilities you just don't have as an employee. The only person that can pay you for your work is you. No work equals no income... equally, all the work you do, YO

Until recently, most New Zealanders’ lives had well defined boundaries that made it easier for insurers to assess and price risk. But the sharing economy is changing the way we use our assets and belongings – and blurring the lines of traditional insurance policies. “The core of the sharing economy is people renting things from each other.” The Economist Why is the sharing economy blurring lines? The rise of platforms that allow us to rent out our personal belongings mean tha

Cyber Sun Insurance offers cyber insurance designed for New Zealand businesses including professional services firms. Cyber insurance is tailored to help a business mitigate the costs involved with recovery after a cyber related security or privacy event. About Cyber insurance responds to for both first and third parties losses triggered by a cyber attack giving rise to either a security event or a privacy event. This insurance also covers the costs of defending any third p

Imagine: the results are in and unfortunately your blood sugar’s up. Chances are you know this elevated level increases your risk of diabetes, and, depending on how high it is, could even land you with a ‘prediabetes’ diagnosis. Before panicking, know this state can be reversed. Accredited Practising Dietitian Alan Barclay explains how … Lose weight Overweight is the biggest risk factor for diabetes, and something that many of us fall into with age, says Dr Barclay. “As we ag