Sun Insurance Claims Preparation Service Working On Your Behalf

When disaster strikes, submitting an insurance claim is a critical step that can determine how swiftly and successfully a business recovers. However, preparing a claim can be no simple task.

For larger, more complex losses, it often becomes a technical and demanding process, requiring precise loss calculations, interpretation of policy terms and other complicated considerations. 

Specialist support for Business Interruption claims

For policyholders with Business Interruption claims, our claims team provides specialist claims services designed to settle a claim effectively and efficiently. The team includes the expertise of a chartered accountant, offering a significant advantage when handling complex financial calculations, when required.

As highly experienced claims team works with you to quantify, organise and substantiate a claim. In some cases, this may involve investigating and documenting losses with written evidence and photos. Once organised, we ensure the claim is presented to the insurer in a complete and persuasive way that aligns with insurance policy requirements. 

“A well-prepared claim tells a clear, credible story. It’s your one real shot at showing the insurer the full impact of your loss. If the claim is not well presented with incomplete documentation or unclear explanations, you risk delays or even having your claim turned down.

“From the moment a loss occurs, we act on your behalf, allowing your team to focus on recovery and rebuilding. We simplify what is often a complex and time-consuming claims process, particularly when it comes to business interruption.

Our goal is to ensure your claim is thoroughly reviewed, carefully documented, and expertly presented to achieve the best possible outcome.”

The value and importance of expert claims preparation in navigating complex insurance scenarios and achieving optimal outcomes.

Navigating the fine print on your behalf

As well as guiding you through the process and advocating your interests with the insurer, we work with insurers to ensure every aspect of your policy is considered. 

As claims specialists, we use our expertise to ensure your policy is interpreted to your full advantage, especially in those often-missed grey areas. The finer policy details can make a big difference to your claim outcome. 

Some policies cover claims support

Many Business Interruption policies cover both the direct loss and the costs involved in handling that loss, including the preparation of your claim. This means you may be able to benefit from expert claims assistance without paying an additional fee. This is usually arranged by your broker at the start of the policy.

Proactive support before a loss occurs

Our team also works with clients before a loss to identify potential Business Interruption exposures and calculate declared values and appropriate policy limits so your SUN INSURANCE broker can tailor coverage accordingly. That means you are not paying for unnecessary cover – and you are not underinsured when it matters most.

Minimise disruption and maximise recovery

Effective claims preparation streamlines the claims process, reduces uncertainty and improves chances of securing a beneficial settlement.

Contact your SUN INSURANCE broker to find out more:

Off 09 360 5555

Mob 0273 000666

E mail info@suninsurance.nz

Claims Assitance, office meeting, Sun Insurance